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Compare bank account fees

Compare two packages using your own usage and current fee schedules.

  • For tax year 2026
  • Updated 25 October 2026
  • Takes about 2 minutes
Monthly bank charges A

Enter monthly usage and current published charges for both packages. The tool does not prefill bank prices or usage.

Monthly bank charges B
Transfer cap eligibility
Your answers stay on this device. We do not store or send them.

Estimated monthly charges

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How the comparison works

Account and card charges vary by product and can change. Enter the actual charges for a fair comparison.

Since 2025, legal caps apply to eligible domestic transfers and withdrawals; this tool does not assume every bank service is free.

For each package, the tool adds the monthly fee, card charge, transfers and withdrawals you entered.

When eligible, it applies a €0.50 cap per domestic transfer up to €5,000 per day. Check exceptions and the current fee schedule.

Methodology and disclaimer

Sources

Frequently asked questions

Are all ATM withdrawals free?

The rules set zero fees for certain withdrawals and caps for others. Confirm the ATM category and any exceptions.

Are bank packages built in?

No. To avoid stale prices, enter the monthly package and transaction fees from current published schedules.

How is the bank fee comparison calculated?

For each package the tool adds the monthly fee, card charge, transfers and withdrawals you enter. Where conditions are met, a €0.50 cap applies per domestic transfer, up to €5,000 a day. Check the current fee schedule.

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