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Compare paying in local currency with the euro conversion offered by a POS terminal or ATM.
Enter the exchange rate shown to you and your card's conversion fee. Fees differ by issuer.
DCC conversion is made by the merchant or ATM provider. Check the amount, currency and exchange rate on screen before accepting.
For a local-currency payment, the amount is divided by the foreign-currency units per euro and adjusted by the card fee you enter.
The result is compared with the euro amount offered through DCC. ECB reference rates are informational and are not the final transaction rate.
Paying in local currency is often cheaper, but compare the amounts on screen and account for your card's fee.
It can be a reference point, but the card-network rate and settlement date may differ.
For payment in local currency, the amount is divided by the foreign currency units per euro and charged with the commission you enter. The result is compared with the euro amount offered by DCC. The ECB reference rate is indicative only.
Amount comparison
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