Legal & family
Inherited debt: check the options
Compare estate assets, debts and key deadlines before acting.
- For tax year 2026
- Rules last checked 25 October 2026
- Takes about 2 minutes
Indicative estate position
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How the check works
Law 5303/2026 applies to deaths from 16 September 2026. This tool is informational and does not replace a lawyer or notary.
The new rule separates the heir’s personal assets from estate obligations. Personal liability may arise after a court declaration of free management or a disposal of estate assets contrary to Article 1895. Judicial liquidation is a separate procedure that can keep the estate separate.
Renunciation is generally due within four months after learning that the inheritance devolved to you and the reason. The period is one year if the deceased had their last residence abroad or you lived abroad when the period began. For a will, the period cannot start before publication.
Sources
- Law 5303/2026 — inheritance-law reform, Gazette A 81/22 May 2026Βουλή των Ελλήνων / Hellenic Parliament
- Law 5303/2026, Gazette A 81/22 May 2026 — full textΕθνικό Τυπογραφείο / National Printing Office
Frequently asked questions
What starts the renunciation period?
The date you learned that the inheritance devolved to you and the reason. For a will, the period cannot start before publication.
Am I definitely protected from personal liability?
Not necessarily. A free-management declaration or a disposal of estate assets contrary to Article 1895 may create personal liability. Get individual legal advice.