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Enter both offers and see the payment, the total and the effective annual cost.
Two offers with the same payment can cost different totals, because term, fees and insurance differ. Compare totals, not payments.
Enter the amount and, for each offer, the term, the rate and the fees. The tool calculates the payment, the total cost with fees and the effective annual cost, and shows which offer costs less.
Ask about a variable rate, loan insurance and an early repayment penalty, which change the ranking.
No. It compares the offers you have; Bank of Greece figures are market averages.
No. It is a calculation on your own figures.
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<iframe src="https://greecetools.gr/en/embed/consumer-loan-comparison" title="Calculator: Consumer loans: comparing two offers | greecetools.gr" data-greecetools-embed loading="lazy" allow="clipboard-write" style="display:block;width:100%;height:720px;border:0"></iframe>
<p style="margin:8px 0 0;font:400 14px/1.5 system-ui,sans-serif"><a href="https://greecetools.gr/en/tools/consumer-loan-comparison" target="_blank" rel="noopener">Full guide: Consumer loans: comparing two offers at greecetools.gr</a></p>
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Enter the amount and both offers
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See the early repayment cost.
The figures come from the offers in your hands. The tool does not collect bank rates and gives no credit advice; a variable rate or loan insurance changes the cost.
Cheaper offer
Enter the amount and both offers