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Estimate the protected balance for a declared account and selected debt type.
Law 5313/2026 raised the public-debt account limit to €1,600 per month for a unique account at one institution. Private-creditor rules distinguish individual and joint accounts.
For public debts, the unique account must be declared with ; if salary, pension or benefit payments are periodically credited, that account must be declared. Joint-account results use an equal-share estimate and can differ from enforcement practice. The calculator does not cover other s for wages or benefits before deposit.
The service page may still show older information. The enacted Law 5313/2026 supplies the €1,600 amount.
No. The applicable rule depends on whether the creditor is public or private and on the account and income facts.
Estimated protected amount
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